ESTO installments – don’t want to pay the full amount at once? Pay in installments!
ESTO installments is a flexible payment solution that lets you conveniently split your payment into monthly installments. Spread the purchase amount over a period that suits you. You can choose the period and down payment amount at checkout when you select ESTO installments.
Use ESTO installments in online stores and brick-and-mortar stores.
How to use ESTO installments?
- Add the products you need to your cart.
- At checkout, select ESTO installments as your payment method.
- Choose your preferred repayment period between 3 and 60 months.
- You’ll get a decision in real time.
- If approved, sign the contract digitally with your ID card, Smart-ID, or Mobile-ID.
ESTO installments are offered and managed by ESTO AS. The annual percentage rate of charge (APR) for ESTO AS installment credit is 23.63% under the following representative example: credit amount 1490 EUR, price of goods/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total amount of credit and repayments 1844.64 EUR, assuming the credit is repaid over 24 months in equal monthly installments of 76.86 EUR. Please read the terms before signing the contract and consult a specialist if necessary. Installments are offered and managed by ESTO AS.
The ESTO 3 payment method is an innovative solution that lets you confirm and pay for your purchase conveniently and quickly – in three equal parts, with no extra fees!
ESTO 3 is the most popular next-generation payment method. Conveniently split the purchase amount into 3 equal parts. Get exactly what you need with no interest, fees, or down payment.
Use the ESTO 3-part payment method in online stores and brick-and-mortar stores.
How does it work?
By choosing ESTO 3 as your payment method, you can split the full payment into 3 equal parts over 3 months with no fees at all.
- Add the products you need to your cart.
- At checkout, select ESTO 3 as your payment method.
- You’ll get a decision in real time.
- If approved, confirm your purchase.
- ESTO will send you your first invoice on the 15th of the following month.
The financial service is provided by ESTO AS. Please read the terms before signing the contract and seek expert advice if necessary. More information at www.esto.ee.
Be smart and choose ESTO Pay Later to pay for your purchases!
ESTO Pay Later is a new way to pay for your purchases. You keep the purchase amount and only have to pay within 30 days. Get exactly what you need with no interest, fees, or down payment.
Use the ESTO Pay Later payment method in online stores and brick-and-mortar stores.
How does it work?
When you choose ESTO Pay Later as your payment method, your order is confirmed immediately, but you don’t have to pay right away, as payment is due in 30 days.
- Add the products you need to your cart.
- At checkout, select ESTO Pay Later as your payment method.
- You’ll get a decision in real time.
- If approved, confirm your purchase.
- ESTO will send you an invoice, which must be paid in full within 30 days.
The financial service is provided by ESTO AS. Please read the terms before signing the contract and seek expert advice if necessary. More information at www.esto.ee.
WHAT IS ESTO?
ESTO is the most preferred payment solution provider in the Baltics, making the sales experience for merchants and the shopping experience for consumers revolutionarily simple and smooth. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.
If you need help, contact ESTO AS at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.